Real estate appraisal services for homeowners in Sahuarita and Green Valley

The top seven reasons why Arizona homeowners hire 
A & C Appraisal Services:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge property tax assessment of your property in Pima County
  3. Remove PMI to cut your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a divorce in the state of Arizona, when property needs to be divided
  7. To settle an estate in Sahuarita or Green Valley in Pima County by determining the true market value of property in question

Do you own a home in or near Sahuarita or Green Valley and need help determining the price of it?
Contact A & C Appraisal Services.

We at A & C Appraisal Services understand the special needs of a customer looking for appraisal services. Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. Being a regular person not in the real estate industry that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services / For Sale By Owner (FSBO)

It is often very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

PMI Removal Appraisals

A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from A & C Appraisal Services is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. A & C Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.